Old Age Security (OAS) is one of Canada’s main programs that helps seniors by giving them a monthly payment to support their retirement. It’s a reliable source of income for many older Canadians.
The Government of Canada has released the payment schedule and estimated amounts for August, September, and October 2025, helping seniors plan their monthly budget better.
Let’s take a look at the OAS payment dates, estimated amounts, and what affects how much you receive.
OAS Payment Schedule: August to October 2025
OAS payments usually arrive in the last week of each month, and they avoid weekends or holidays. Below are the official payment dates and expected amounts:
| Month | Payment Date | Estimated Amount |
| August 2025 | Thursday, August 28 | $713.34 – $784.67 |
| September 2025 | Thursday, September 25 | $713.34 – $784.67 |
| October 2025 | Wednesday, October 29 | $713.34 – $784.67 |
These amounts may be slightly different depending on your age, income, and how long you’ve lived in Canada.
What Affects Your OAS Payment?
Even though OAS is for everyone who qualifies, not everyone gets the same amount. Here are the main things that determine how much you receive:
1. Your Age
- If you are 65 to 74 years old, the maximum payment is $713.34 per month.
- If you are 75 or older, you could get up to $784.67 per month.
2. Your Income
- If your yearly income is more than $90,997, some or all of your OAS could be reduced due to the OAS recovery tax.
3. How Long You’ve Lived in Canada
- You must have lived in Canada for at least 10 years after turning 18 to get partial OAS.
- If you’ve lived in Canada for 40 years or more, you’ll qualify for the full OAS payment.
4. Other Benefits
- If you also get the Guaranteed Income Supplement (GIS) or other government benefits, it may affect your total monthly income.
OAS Increases in 2025
OAS is updated every 3 months based on inflation, which is measured using the Consumer Price Index (CPI).
In January and July 2025, the government raised the OAS amounts slightly due to inflation:
- Seniors aged 75 and over now get up to $784.67/month.
- Seniors aged 65 to 74 receive up to $713.34/month.
If inflation continues to rise, another increase could happen before the year ends.
New Improvements to OAS Services
The government is making OAS services better and more accessible. Here’s what’s new:
- You can now check your OAS payments and tax slips online through the My Service Canada Account (MSCA).
- A mobile-friendly website is being tested to help seniors access OAS details from smartphones.
- Better fraud protection is being added for those using direct deposit.
These upgrades aim to make it easier and safer for seniors to manage their benefits.
Tips for Managing OAS Payments
Want to make the most of your OAS income? Try these helpful tips:
- Set up auto-payments for important bills like rent or phone service based on your OAS deposit date.
- Apply for GIS if you have low income—it can increase your total monthly support.
- Save extra funds in a high-interest account for emergencies.
- Check your CRA and Service Canada accounts regularly to stay updated on benefit changes or required updates.
How to Check Your OAS Status
Need to confirm your payment or update personal details? You have a few easy options:
- Online: Log into your My Service Canada Account.
- Phone: Call Service Canada’s toll-free number for help.
- In Person: Visit a nearby Service Canada office.
Make sure your banking information and mailing address are current to avoid missed payments.
Conclusion
From August to October 2025, OAS payments are set for:
- August 28
- September 25
- October 29
The estimated payment range is between $713.34 and $784.67, depending on your age and situation.
By staying informed and keeping your information updated, you can ensure that your OAS payments arrive on time and without issues. Whether you already receive OAS or plan to apply soon, it’s important to stay organized and keep track of any changes from Service Canada.